Whether it’s your first car, a new car, motorcycle or a total change of the type of vehicle, there’s nothing quite like the feeling of being given the keys to your new set of wheels.
Category: Personal Loans Last Updated April 16, 2024 Effective December 20, 2010
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Choose a loan term from one to seven years
Interest Rate 6.90% PA
Comparison Rate 7.67%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
OtherAdditional Information: No early repayment fee.
Unlimited TxnsAdditional Information: Can make extra repayments.
RedrawAdditional Information: Free redraw.
Digital BankingAdditional Information: Quick and easy online application.
Digital BankingAdditional Information: Redraw facility available online
Product Eligibility
Natural PersonAdditional Information: Not available for non personal borrowers.
Residency StatusAdditional Information: Australian residents only.
Min AgeAdditional Information: 18
Employment Status
Other - Lending Criteria.. Additional Information: Individuals must have capacity.
Other - Purpose.. Additional Information: New.
Other - Security. Additional Information: Motor Vehicle/Motor Cycle.
Other
Bank Fees and Charges
Personal Loan Service Fee (Periodic), Amount: 10.00. Additional Information: This fee is charged on the last day of each month during the loan term.
Registration Fee (security) (Event), Amount: 6.00. Additional Information: Payable on registration of loan security
Processing Fee (security) (Event), Amount: 50.00. Additional Information: Payable on registration of loan security
Loan Variation Fee (Event), Amount: 50.00. Additional Information: Payable when the loan conditions are varied at the request of the loan holder
Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan
Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan
Limitations & Restrictions (Constraints)
Min Limit of $1,000.00
Max Limit of $250,000.00 Additional Information: Secured by motor vehicle
Max Limit of $100,000.00 Additional Information: unsecured
