Saw it, wanted it, got it - we’ll help you get there with a Defence Bank personal loan.
Category: Personal Loans Last Updated April 16, 2024 Effective December 20, 2010
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Choose a loan term from one to seven years
Interest Rate 10.49% PA
Comparison Rate 11.45%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
OtherAdditional Information: No early repayment fee.
Unlimited TxnsAdditional Information: Can make extra repayments.
RedrawAdditional Information: Free redraw.
Digital BankingAdditional Information: Quick and easy online application.
Digital BankingAdditional Information: Redraw facility available online
Product Eligibility
Residency StatusAdditional Information: Australian residents only.
Min AgeAdditional Information: 18
Natural PersonAdditional Information: Not available for non personal borrowers.
OtherAdditional Information: Individuals must have capacity.
Other - Security.. Additional Information: Motor Vehicle/Motor Cycle.
Other - Purpose.. Additional Information: New/Used.
Bank Fees and Charges
Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan
Personal Loan Service Fee (Periodic), Amount: 10.00. Additional Information: This fee is charged on the last day of each month during the loan term.
Registration Fee (security) (Event), Amount: 6.00. Additional Information: Payable on registration of loan security
Processing Fee (security) (Event), Amount: 50.00. Additional Information: Payable on registration of loan security
Loan Variation Fee (Event), Amount: 50.00. Additional Information: Payable when the loan conditions are varied at the request of the loan holder
Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan