RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Affinity Car Loan

This loan is perfect if you are looking to buy a new car or a car that is still under the manufacturers warranty.
Category: Personal Loans  Last Updated March 1, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
6.95% PA
Comparison Rate
7.26%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Digital Banking
  • Npp Enabled
  • Other Additional Information: eStatements available
  • Other Additional Information: No Monthly Fees
  • Other Additional Information: 7 years maximum term

 Product Eligibility

  • Other Additional Information: You must be a member and resident of Australia
  • Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
  • Min Age - 18.
  • Other Additional Information: New car or used car still under manufacturers warranty

 Bank Fees and Charges

  • Security Variation Fee (Event), Amount: 8.00. Additional Information: Cost to change a security on Personal Loan
  • Otc Redraw Fee (Event), Amount: 15.00. Additional Information: First one free per month. Free via Internet Banking and Telephone Banking
  • Arrears Letter (Event), Amount: 30.00.
  • Personal Loan Default Notice (Event), Amount: 50.00.
  • Personal Loan Application Fee (Event), Amount: 195.00.
  • Security Admin Fee (Event), Amount: 25.00. Additional Information: PPSR Fee

 Limitations & Restrictions (Constraints)

  • Min Balance of 5000.00

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