Category: Personal Loans Last Updated April 24, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 7.79% PA
Comparison Rate 8.04%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
Product Eligibility
Min Age - 18. Additional Information: 18 years and over
Residency Status - Permanant Residency Is Required.
Natural Person
OtherAdditional Information: Terms, conditions, lending eligibility and approval criteria apply
Bank Fees and Charges
Personal Loan Establishment Fee (Upfront), Amount: 150.00.
Loan Default Fee (Event), Amount: 10.00.
Loan Default Fee- Final Notice (Event), Amount: 25.00.
Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
Valuation Fee (Event), Amount: 0.00. Additional Information: Valuation fee payable by member at cost
Registration Of Mortgage Fee (Event), Amount: 0.00. Additional Information: Registration of mortgage payable by member at cost
Mortgage Preparation Fee (Event), Amount: 0.00. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
