Secured Personal Loan

 General Lending Rates

 Product Features

• Redraw

• Digital Banking

• Other Additional Information: No monthly account keeping fees

• Other Additional Information: No early repayment fees

• Other Additional Information: Flexible repayments- weekly, fortnightly or monthly repayments available

• Other Additional Information: Discounted rates for Hume Property Package holders

• Other Additional Information: Loan term of 1-5 years

 Product Eligibility

• Natural Person

• Min Age - 18. Additional Information: 18

• Residency Status - Must Be An Australian Resident Or Citizen. Additional Information: Must be an Australian resident or citizen

• Other Additional Information: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply

 Bank Fees and Charges

• Duplicatestatementfee (Event), Amount: 2.00. Additional Information: $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you.

• Consent Fee (Event), Amount: 150.00. Additional Information: Payable when you ask us to consent to a second mortgage on any security

• Contractvariationfee (Event), Amount: 300.00. Additional Information: Payable in the event we agree to vary your loan agreement

• Defaultfee (Payment), Amount: 20.00. Additional Information: Payable on the last day of each month during which there is an amount overdue for payment on your loan.

• Photocopyfee (Event), Amount: 3.00. Additional Information: $3 per page. Payable when you ask us to photocopy documents for you

• Legalcosts (Variable), Amount: 0.00. Additional Information: Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security

• Securitysearch (Variable), Amount: 0.00. Additional Information: Payable if we need to search a register in relation to any security

• Plappfee (Upfront), Amount: 150.00. Additional Information: Application Fee for personal loans

• Dishonourfee (Payment), Amount: 16.00. Additional Information: Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured

 Limitations & Restrictions (Constraints)

• Min Limit of 2000.00