Our Secured Variable Personal Loan is available to any personal borrowers buying an energy efficient motor vehicle, bike, boat, caravan, or pleasure craft that can be used as security against the loan
Category: Personal Loans Last Updated January 9, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate 4.99% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital BankingAdditional Information: Manage all your banking online, via our moneytree app and Internet Banking.
RedrawAdditional Information: Easy access to your cash with our redraw facility.
OffsetAdditional Information: It comes with a 100% offset account to make your loan repayments while reducing the interest you pay on your loan.
Product Eligibility
Min Age - 18. Additional Information: The minimum age to open a Personal Loan account is 18.
Residency StatusAdditional Information: You must be an Australian citizen or permanent resident to apply.
OtherAdditional Information: Security asset no more than two years old.
Limitations & Restrictions (Constraints)
Max Balance of 100000.00 Additional Information: The maximum amount that can be put on your Personal Loan is $100k.
Min Balance of 10000.00 Additional Information: The minimum balance for the Personal Loan account is $10k.