Unsecured personal loan with a low fixed rate, no ongoing monthly fees and no early repayment fees.
Category: Personal Loans Last Updated February 25, 2021 Effective July 8, 2018
General Lending Rates
Rates listed below are for a FIXED product. Additional Information
Interest Rate 6.89% PA
Comparison Rate 7.10%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, FIXED, 15.49%
Lending Rate Type: Fixed
Interest Rate: 15.49%, Comparison Rate 15.72%
Repayment Type:
Loan Purpose:
, FIXED, 8.99%
Lending Rate Type: Fixed
Interest Rate: 8.99%, Comparison Rate 9.20%
Repayment Type:
Loan Purpose:
, FIXED, 7.99%
Lending Rate Type: Fixed
Interest Rate: 7.99%, Comparison Rate 8.20%
Repayment Type:
Loan Purpose:
, FIXED, 6.89%
Lending Rate Type: Fixed
Interest Rate: 6.89%, Comparison Rate 7.10%
Repayment Type:
Loan Purpose:
, FIXED, 13.99%
Lending Rate Type: Fixed
Interest Rate: 13.99%, Comparison Rate 14.21%
Repayment Type:
Loan Purpose:
, FIXED, 11.99%
Lending Rate Type: Fixed
Interest Rate: 11.99%, Comparison Rate 12.21%
Repayment Type:
Loan Purpose:
, FIXED, 10.99%
Lending Rate Type: Fixed
Interest Rate: 10.99%, Comparison Rate 11.21%
Repayment Type:
Loan Purpose:
, FIXED, 9.99%
Lending Rate Type: Fixed
Interest Rate: 9.99%, Comparison Rate 10.21%
Repayment Type:
Loan Purpose:
, FIXED, 17.99%
Lending Rate Type: Fixed
Interest Rate: 17.99%, Comparison Rate 18.22%
Repayment Type:
Loan Purpose:
Product Features
Digital Banking
OtherAdditional Information: If you are an existing ING customer, the money can be received into your Orange Everyday on the same day as you accept your loan offer.
OtherAdditional Information: Choice of 2, 3, 4, 5, 6 or 7 year loan terms with fortnightly or monthly repayments. 6 and 7 year loan terms only available for amounts above $30,000.
Product Eligibility
Min Age - 18. Additional Information: You must be aged 18 or over.
Min Income - 36000.00. Additional Information: You must meet any salary or regular deposit condition that we advise at the time you apply.
Residency Status - Au. Additional Information: Available to Australian citizen or Australian permanent resident.
Residency Status - Nz. Additional Information: Available to New Zealand citizen.
OtherAdditional Information: Have and maintain an Australian residential address.
Bank Fees and Charges
Annual Fee (Periodic), Amount: 0.00. Additional Information: There are $0 monthly fees.
Late Payment Fee (Event), Amount: 20.00.
Early Repayment Fee (Event), Amount: 0.00. Additional Information: Flexibility to make extra repayments without charge. You won’t be hit with early repayment fees if you pay the loan off early.
