New Wheels Car Loan

 General Lending Rates

 Product Features

• Redraw

• Unlimited Txns

• Digital Banking

• Npp Enabled

• Npp Payid

• Notifications

• Other Additional Information: Additional repayments and early payout. Unlimited additional repayments and early payout options without penalty

• Other Additional Information: Automatic repayments can be set up from salary, LCU account, or external account

• Other Additional Information: Flexible repayments. Weekly, fortnightly or monthly

• Other Additional Information: No ongoing fees No annual, monthly or weekly fees

• Other Additional Information: Interest calculated daily and applied monthly

• Other Additional Information: Repayment type Principal and Interest

 Product Eligibility

• Natural Person

• Residency Status - At Least One Borrower Must Be An Australian Resident.

• Min Age - 18.

• Employment Status - Income Required To Service Loan. Applicant Must Meet Lcu Lending Criteria.

• Other Additional Information: Security. PPSR on fully insured car

• Other Additional Information: Shareholder. Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own your Bank". $10 share is refunded if you choose to close your account.

• Other Additional Information: Eligibility. To be eligible to borrow you must be referred by a family member or friend who already has an account with LCU. Alternatively you may be eligible to join if you: work or live in the greater Ryde area; have an association with Riverside Corporate or Macquarie Park; or work in a STEM industry.

• Other Additional Information: Minimum loan term 1 year

• Other Additional Information: Maximum loan term 10 years

 Bank Fees and Charges

• Equifax Credit Check (Event), Amount: 20.00.

• Ppsr Amendments (Event), Amount: 0.00.

• Ppsr Enquiry (Event), Amount: 3.40.

• Ppsr Register (Event), Amount: 6.80.

 Limitations & Restrictions (Constraints)

• Min Limit of 1000.00

• Max Limit of 75000.00