Personal Loan - Fixed - UNITY

 General Lending Rates

 Product Features

• Redraw

• Digital Banking

• Notifications

• Other Additional Information: No penalty for lump sum repayments

• Other Additional Information: No penalty for early repayment

• Other Additional Information: Auto repayments from salary or transferred from another account weekly, monthly or fortnightly

• Other Additional Information: New and used cars up to 7 years

• Other Additional Information: Refinancing available

• Other Additional Information: 100% finance

• Other Additional Information: 1 to 10 year loan term (dependant on age of car)

 Product Eligibility

• Min Age - 18.

• Residency Status - Australian Citizen Or Permanent Resident.

• Other Additional Information: As a Customer Owned Bank, customers must become a shareholder of Unity Bank to open an account.

• Other Additional Information: Credit eligibility criteria, terms and conditions, fees and charges apply.

• Other Additional Information: Maximum age of car at the end of the loan period is 10 years.

 Bank Fees and Charges

• Arrears Management Expense (Event), Amount: 20.00.

• Copies Of Previous Statements (Event), Amount: 2.50.

• Default Notice Fee (Event), Amount: 20.00.

• Frequent Statement Fee (Periodic), Amount: 2.00.

• Establishment Fee - Car Loans (Upfront), Amount: 250.00.

• Personal Property Services Register (ppsr) Search (Event), Amount: 0.00.

 Limitations & Restrictions (Constraints)

• Max Limit of 190000.00

• Min Limit of 10000.00