A secured personal loan with a competitive variable interest rate for new or used cars purchased from a dealer
Category: Personal Loans Last Updated March 11, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 6.99% PA
Comparison Rate 7.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
Product Eligibility
Min Age - 18.
Max Age - 75.
Natural Person
Bank Fees and Charges
Account Service Fee - Personal Loan (Periodic), Amount: 5.00. Additional Information: Payble to levy costs we incur in provding your account and its service
Establishment Fee - Personal Loan (Upfront), Amount: 250.00. Additional Information: To cover our costs associated with establishing your loan
Default Administration Fee (Event), Amount: 40.00. Additional Information: Payable if there is an event of default under the terms of your loan
Rtgs ''same Day'' Payment (Transaction), Amount: 20.00. Additional Information: Payable when you request a high value, time critical payment from your account to another financial instituation on a real time basis for "same day" payment
Early Payout Fee (Event), Amount: 50.00. Additional Information: Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally.
