Category: Personal Loans Last Updated January 31, 2024 Effective February 1, 1988
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 8.99% PA
Comparison Rate 10.73%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
OtherAdditional Information: Flexible repayment options - Minimum monthly principal and interest repayments with weekly and fortnightly options available.
Digital Banking
Extra RepaymentsAdditional Information: You can make regular additional repayments and extra lump sum payments.
Product Eligibility
Min Age - 18.
Residency Status - Must Live In Australia And Be Either: An Australian Citizen, An Australian Permanent Resident Or A New Zealand Citizen.
Natural Person
Bank Fees and Charges
Substitution Of Security Fee (Event), Amount: 75.00. Additional Information: Where you require that we vary the security we hold for your loan, a fee will apply.
Application Fee (Upfront), Amount: 250.00. Additional Information: Assessing and processing your loan application can be an involved process, requiring the expertise of trained assessors. For this reason, an application fee is payable upon advance of your loan.
Duplicate Statement Fee (Event), Amount: 10.00. Additional Information: Document Retrieval fee, payable to us when we provide a copy of any statement, notice or other document at your request. Fee per copy document.
Default Administration Fee 1 (Event), Amount: 35.00. Additional Information: The default administration fee for Personal Loans is payable to us when a repayment due under your agreement is not made. The fee is $35 where one payment or less is in arrears, and $50 per month where more than one payment is in arrears.
Default Administration Fee 2 (Event), Amount: 50.00. Additional Information: Where more than one repayment is in default (the fee will be charged the month the payment is due and each later month until the month after you pay the amount).
Dishonour Fee (Event), Amount: 9.00. Additional Information: A dishonour fee is payable when a payment direction you make, such as a direct debit, salary deduction or automatic transfer is dishonoured. The dishonour fee is per dishonour.
Document Fee (Event), Amount: 10.00. Additional Information: Document Retrieval fee, payable to us when we provide a copy of any statement, notice or other document at your request. Fee per copy document.
Limitations & Restrictions (Constraints)
Max Limit of 50000.00 Additional Information: This maximum loan limit applies for unsecured loans.
