Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

New Car Loan (Up To 5 Years Old)

Category: Personal Loans Last Updated December 1, 2023 Effective May 3, 2024

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information

Interest Rate
7.24% PA

Comparison Rate
7.87%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw

Other Additional Information: No penalty for extra repayments

Insurance Additional Information: get 20% off your first year s premium (capped at $200)

Product Eligibility

Min Age - 18.

Bank Fees and Charges

Personal Loan Funding Fee (Upfront), Amount: 195.00.

Personal Loan Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: This fee will be charged at the end of each month.

Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking

Limitations & Restrictions (Constraints)

Min Limit of 5000.00

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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