Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

Unsecured Personal Loan

RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner.

Category: Personal Loans Last Updated November 1, 2023 Effective May 3, 2024

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information Available for new lending only and not available for debt consolidation purposes.

Interest Rate
9.99% PA

Comparison Rate
10.27%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking

Npp Enabled

Product Eligibility

Natural Person

Min Age - 18.

Residency Status - Must Be An Australian Resident.

Bank Fees and Charges

Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration

Establishment Fee (Upfront), Amount: 195.00. Additional Information: Establishment Fee includes preparation of the loan, document generation, distribution of documents, verification of documents and verification of search requirements.

Limitations & Restrictions (Constraints)

Max Limit of 60000.00

Min Limit of 3000.00

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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