Secure Personal Loan suitable for short-term borrowing up to $150k if you have existing security.
Category: Personal Loans Last Updated March 8, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 7.99% PA
Comparison Rate 8.79%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital BankingAdditional Information: SCCU NetBanking
Product Eligibility
Employment Status - Y. Additional Information: Must be employed
Residency Status - Y. Additional Information: Must be an Australian resident
Bank Fees and Charges
Personal Loan Security Variation (Event), Amount: 150.00. Additional Information: When there is a variation made to the security used for an existing loan agreement. For example you change the vehicle which secures your loan.
Personal Loan Change To Loan Contract (Event), Amount: 150.00. Additional Information: When there is a variation made to the security used for an existing loan agreement. For example you change the vehicle which secures your loan.
Direct Debit Dishonour (Event), Amount: 15.00. Additional Information: Charged if your direct debit payment is dishonoured due to insufficient funds
Personal Loan Establishment Fee (Upfront), Amount: 250.00. Additional Information: A one off upfront fee for setting up your loan.
Mthly Loan Fee (Periodic), Amount: 8.00. Additional Information: Flat Monthly fee of $8 for personal or vehicle loans effective from 11.10.21
