Category: Personal Loans Last Updated September 15, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 7.24% PA
Comparison Rate 7.63%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 8.21%
Lending Rate Type: Variable
Interest Rate: 8.21%, Comparison Rate 0.00%
Repayment Type: Principal And Interest
Loan Purpose:
Product Features
Digital BankingAdditional Information: Account available through Internet Banking and WCU Connect App
Product Eligibility
Min Age - 18. Additional Information: Minimum 18 years old and Shareholder
Residency StatusAdditional Information: Individual must be citizens or permanant residents of Australia
OtherAdditional Information: Member of the Credit Union
Bank Fees and Charges
Auto Loan Establishment Fee (Upfront), Amount: 150.00. Additional Information: Payable on funding of new auto loan
Break Cost Administration Fee (Event), Amount: 100.00. Additional Information: Administration Fee charged on fixed rate loans when economic cost is calculated
Loan Arrears Letter Fee (Periodic), Amount: 12.50. Additional Information: Charged once a loan has gone into arrears and letters are issue to customers
Loan Service Fee (Periodic), Amount: 7.50. Additional Information: Payable on personal loans or premium home loans
Ppsr - Registration Fee (Transaction), Amount: 6.00. Additional Information: Charged on registration of chattel mortgage on funding of loan
Limitations & Restrictions (Constraints)
Min Limit of 5000.00 Additional Information: $5,000 Minimum Limit
Max Limit of 50000.00 Additional Information: $50,000 Maximum Limit
