RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Bonus Saver

Bonus Saver account allows you to earn interest if you make at least one deposit and no withdrawals in a calendar month.
Category: Transaction & Savings Accounts  Last Updated November 15, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
20.00% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking
  • Npp Payid
  • Npp Enabled
  • Other Additional Information: Pays a higher amount of interest if at least one deposit and no withdrawals in a calendar month.
  • Notifications Additional Information: High/Low Balance, Deposit,Withdrawal, Balance
  • Unlimited Txns
  • Unlimited Txns

 Product Eligibility

  • Residency Status Additional Information: Australian Citizens or permanent residents or as otherwise approved
  • Natural Person

 Bank Fees and Charges

  • Cheque Dishonour (Event), Amount: 9.00. Additional Information: Cheque drawn by you or deposited by you that has not been accepted by us or another financial institution
  • Direct Entry Dishonour (Event), Amount: 9.00. Additional Information: Direct Entry returned (inward and outward)
  • Document Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour (subject to minimum $10.00 per copy)
  • Financial Institution Cheque (Event), Amount: 2.50.
  • Miscellaneous Service Fee (Event), Amount: 60.00. Additional Information: This fee applies if request information not covered by the Document Fee on an hourly rate of $60.00
  • Overseas Telegraphic Transfer (outward) - Australian Currency (Event), Amount: 39.00. Additional Information: Funds can be sent to a variety of destinations in a currency appropriate to that county
  • Overseas Telegraphic Transfer (outward) - Foreign Currency (Event), Amount: 28.00. Additional Information: Funds can be sent to a variety of destinations in a currency appropriate to that county
  • Periodical Payment Fee (Payment), Amount: 0.50. Additional Information: Transfers/Deposits to Accounts at other Financial Institutions
  • Physical Foreign Currency (Event), Amount: Not Listed.. Additional Information: Physical Foreign Currency issued or purchased 1% of the Australian currency equivalent amount
  • Reference Fee (Event), Amount: 9.00. Additional Information: The Reference fee is charged each time the Account becomes overdrawn without our prior agreement.
  • Unclaimed Monies Fee (Variable), Amount: 20.00. Additional Information: The lessor $20.00 or account balance

 Limitations & Restrictions (Constraints)

  • Opening Balance of 2.00
  • Min Balance of 2.00

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