U30 SUPER CHARGE Account

 General Lending Rates

 Product Features

• Digital Wallet Additional Information: Pay with your Border Bank Visa Debit Cards using Google Pay

• Card Access Additional Information: A Border Bank Easy Access Account offers all the features you could ask from an everyday access facility

• Other Additional Information: up to $1000

• Npp Enabled

• Other Additional Information: Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction

• Free Txns Additional Information: In addition 4 other Financial Institution ATM withdrawal fees are rebated, max $8 a month if on Reduced Fees program

• Bill Payment Additional Information: BPAY - for your bill payments with access to the BPAY system*

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Overdraft Additional Information: Adding flexibility to your account, Credit Overdraft. Attaching a Credit Overdraft facility to this account means you will always be prepared for those unexpected bills or bargain buys!

• Other Additional Information: Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.

• Other Additional Information: Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers

• Free Txns Additional Information: All Members receive 4 RediATM transactions and are therefore charged 1.37 per transaction

• Other Additional Information: Withdraw cash at any participating Australia Post outlets with Bank@POST™

• Other Additional Information: Set up Direct Debits from this account

• Digital Banking Additional Information: You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Digital Wallet Additional Information: Pay with your Border Bank Visa Debit Cards using Apple Pay

• Other Additional Information: Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.

• Other Additional Information: Set regular payments like your pay sent straight to your account

• Other Additional Information: Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission.

• Digital Wallet Additional Information: Pay with your Border Bank Visa Debit Cards using Samsung Pay

• Digital Banking Additional Information: You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Other Additional Information: Account allows Periodical Payments via Cheque and can also make External Periodical Payments

 Product Eligibility

• Other - Smsf Allowed.

• Natural Person - Individuals.

• Min Age - 18.

• Residency Status - Australian Residents.

• Residency Status - Australian Citizen.

 Bank Fees and Charges

• Third Party Costs (Event), Amount: 0.00. Additional Information: Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request.

• Dishonoured Cheque Fee (Event), Amount: 9.00.

• Visa Overseas Emergency Fee (Event), Amount: 175.00.

• Document Retrieval Fee (Event), Amount: 0.00. Additional Information: Payable on request for documents to be retrieved

• External Electronic Periodical Payments (Transaction), Amount: 1.00. Additional Information: Per transaction if Border Bank staff set up on your behalf.

• Cheque Retrieval Fee (Event), Amount: 9.00.

• Dormant Accounts Fee (Event), Amount: 10.00. Additional Information: After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees and government charges are not classed as transactions.

• Counter Cash Withdrawal Fee Up To $24,999 (Withdrawal), Amount: 2.00.

• Visa International Fees (Event), Amount: 0.00. Additional Information: Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a percentage of the value of the transaction. A proportion of the fee may be retained by Border Bank. The amount of this conversion fee is subject to change from time to time and we will advise you in advance.

• Overseas Dishonoured Cheque Fee (Transaction), Amount: 0.00.

• Bank Cheque (Event), Amount: 0.00.

• Atm Balance Enquiry Fee (Event), Amount: 0.00.

• Special Cheque Clearance Fee For Personal Accounts (Event), Amount: 16.50.

• Overdraft Limit Establishment Fee (Upfront), Amount: 50.00.

• Counter Cheque Withdrawal Fee (Withdrawal), Amount: 3.00.

• Default Notice Fee (Event), Amount: 21.50. Additional Information: Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter

• International Cheque Deposits (Event), Amount: 10.00.

• Dishonoured Cheque Fee (Event), Amount: 9.00.

• Replacement Card Fee (Event), Amount: 10.00. Additional Information: Payable for any second or subsequent request for the replacement of a Visa Card.

• Direct Debit Dishonour Fee (Event), Amount: 9.00.

• Bank@post Dishonoured Cheque Fee (Event), Amount: 0.00.

• Cheque Fee (Transaction), Amount: 1.00. Additional Information: Per cheque (personal or company) which is written and presented.

• Annual Overdraft Fee (Event), Amount: 31.00.

• Coin Handling Fee (Event), Amount: 12.00.

• Cheque Deposit Collection Fee (Event), Amount: 0.30.

• Overdrawn Savings Account Fee (Event), Amount: 15.00. Additional Information: Payable when any Savings Account is overdrawn by $75 or more within a calendar month Interest will also be charged at the then current Overdraft interest rate

• Additional Statement Fee (Event), Amount: 5.00. Additional Information: Payable if and when you request an additional statement.

• Bank@post Cash Withdrawal Fee (Withdrawal), Amount: 2.00.

• Bank Draft (Event), Amount: 15.00.

• Stop Payment Fee (Event), Amount: 9.00.

• Periodical Payments Via Cheque (Transaction), Amount: 3.00.

• Counter Cash Withdrawal $25,000 And Over (Withdrawal), Amount: 50.00.

 Limitations & Restrictions (Constraints)

• Max Balance of None

• Opening Balance of 0 Additional Information: When you apply to become a Border Bank Member, you do not have to pay a membership fee. All we ask is that you guarantee to pay $10 if Border Bank ever ceases to operate to the person/s looking after our winding up.

 Document Downloads

  financial-services-guide-bb.pdf (412.3 KB)