Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

CASH MANAGER PLUS

Category: Transaction & Savings Accounts Last Updated December 1, 2023 Effective May 3, 2024

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information

Interest Rate
20.26% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Unlimited Txns Additional Information: Unlimited Transacitons in Branch

Digital Banking Additional Information: Internet Banking and WCU Connect App

Npp Payid Additional Information: Osko PayID supported

Npp Enabled Additional Information: Osko PayID or BSB and Account Number supported

Other Additional Information: Periodical Payments permitted

Product Eligibility

Residency Status Additional Information: Individuals must be citizens or permanent residents of Australia.

Other Additional Information: Must be a member of the Credit Union

Bank Fees and Charges

Membership Fee (Periodic), Amount: 5.00. Additional Information: Charged when becoming a customer of WCU

Periodic Payment Fee Branch Actioned (Transaction), Amount: 6.50. Additional Information: Transfers to a non-WCU Account. WCU to WCU are free

Phone Assisted Transfers (Transaction), Amount: 2.50. Additional Information: Only charged when staff assistance is required to transfer funds over the phone

Statement Fee (Periodic), Amount: 2.00. Additional Information: When paper statements are requested - charged on statement cycle

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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