RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (5.84%*) • Fixed: 5.39% (5.84%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.19%*) • Investment PI: 5.55% (6.02%*)

Video Archive

3.33 – ASIC’s Head of Deposit Takers, Credit & Insurance testifies at the Banking Royal Commission

Views 29 Likes 0 Dislikes 0 Published December 30, 2020, 1:17 am

Michael Saadat, senior executive leader for deposit takers, credit & insurers at the Australian Securities and Investments Commission (ASIC), is being questioned over the way the regulator approached the introduction of unfair contract term legislation and its decision to signal that it would "work with" the banks to ensure they complied.

Recorded on 1 June 2018 at the Owen Dixon Commonwealth Law Courts Building in Melbourne.

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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Video Archive

3.33 – ASIC’s Head of Deposit Takers, Credit & Insurance testifies at the Banking Royal Commission

Like this article?

Martin Khoury

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