Category: Home Loans Last Updated June 5, 2025 Effective June 6, 2025
General Lending Rates
Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information Fixed Rate, Investment, Interest Only, 5 Years - LVR 0% to 60%
Interest Rate 5.14% PA
Comparison Rate 5.55%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
LVR
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.57%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 5.72%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Balance
Minimum: $150000.00 Maximum: $
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Variable
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.07%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 7.79%, Comparison Rate 7.81%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.58%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
Balance
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Variable
Interest Rate: 8.21%, Comparison Rate 8.23%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.07%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.93%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 7.44%, Comparison Rate 7.30%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 7.92%, Comparison Rate 6.67%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Balance
Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.14%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 5.98%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Balance
Lending Rate Type: Variable
Interest Rate: 8.19%, Comparison Rate 8.22%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.99%, Comparison Rate 6.14%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.14%, Comparison Rate 5.55%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 7.09%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 5.93%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.94%, Comparison Rate 7.71%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.88%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 5.65%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.99%, Comparison Rate 6.36%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Balance
Lending Rate Type: Variable
Interest Rate: 8.21%, Comparison Rate 8.23%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 7.05%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Balance
Lending Rate Type: Variable
Interest Rate: 7.92%, Comparison Rate 7.95%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Balance
Lending Rate Type: Variable
Interest Rate: 7.95%, Comparison Rate 7.97%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 6.99%, Comparison Rate 6.14%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
Balance
Minimum: $150000.00 Maximum: $
LVR
Lending Rate Type: Variable
Interest Rate: 5.63%, Comparison Rate 5.65%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.94%, Comparison Rate 5.78%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 5.95%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
Balance
Minimum: $150000.00 Maximum: $
LVR
Lending Rate Type: Variable
Interest Rate: 5.89%, Comparison Rate 5.82%
Repayment Type: Interest Only
Loan Purpose: Investment
Balance
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Variable
Interest Rate: 5.89%, Comparison Rate 5.82%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Balance
Lending Rate Type: Variable
Interest Rate: 6.04%, Comparison Rate 6.06%
Repayment Type: Principal And Interest
Loan Purpose: Investment
Balance
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Variable
Interest Rate: 8.19%, Comparison Rate 8.22%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 6.04%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 5.89%, Comparison Rate 5.82%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 5.98%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 7.49%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 5.97%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.79%, Comparison Rate 5.87%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.67%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 5.87%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.39%, Comparison Rate 5.73%
Repayment Type: Principal And Interest
Loan Purpose: Investment
Balance
Minimum: $150000.00 Maximum: $
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Variable
Interest Rate: 7.99%, Comparison Rate 7.90%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Balance
Minimum: $150000.00 Maximum: $
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Variable
Interest Rate: 8.19%, Comparison Rate 7.71%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 5.65%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 6.04%, Comparison Rate 6.06%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 5.77%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Balance
Lending Rate Type: Variable
Interest Rate: 5.89%, Comparison Rate 5.82%
Repayment Type: Interest Only
Loan Purpose: Investment
Balance
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Variable
Interest Rate: 7.95%, Comparison Rate 7.97%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.58%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.94%, Comparison Rate 5.78%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.70%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.54%, Comparison Rate 5.96%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 7.15%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 7.39%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 7.19%, Comparison Rate 6.33%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 5.71%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.57%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Balance
Minimum: $150000.00 Maximum: $
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Variable
Interest Rate: 7.27%, Comparison Rate 7.29%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 7.09%, Comparison Rate 5.79%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.89%, Comparison Rate 7.21%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.54%, Comparison Rate 5.92%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.89%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.14%, Comparison Rate 5.55%
Repayment Type: Interest Only
Loan Purpose: Investment
Balance
Minimum: $150000.00 Maximum: $
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.14%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 7.49%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Lending Rate Type: Fixed
Interest Rate: 6.79%, Comparison Rate 5.87%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 7.92%, Comparison Rate 6.67%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.34%, Comparison Rate 5.65%
Repayment Type: Principal And Interest
Loan Purpose: Investment
Balance
LVR
Lending Rate Type: Variable
Interest Rate: 7.92%, Comparison Rate 7.95%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.79%, Comparison Rate 6.20%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 7.24%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 5.79%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.70%
Repayment Type: Principal And Interest
Loan Purpose: Investment
Balance
Minimum: $150000.00 Maximum: $
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Variable
Interest Rate: 8.19%, Comparison Rate 6.91%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.94%, Comparison Rate 7.25%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 5.84%, Comparison Rate 5.86%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 5.72%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Balance
Lending Rate Type: Variable
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 7.09%, Comparison Rate 7.20%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.34%, Comparison Rate 5.68%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 5.71%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 5.34%, Comparison Rate 5.68%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Lending Rate Type: Fixed
Interest Rate: 5.44%, Comparison Rate 5.67%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.14%, Comparison Rate 5.51%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 7.34%, Comparison Rate 6.01%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Lending Rate Type: Fixed
Interest Rate: 5.34%, Comparison Rate 5.65%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Balance
Minimum: $150000.00 Maximum: $
Lending Rate Type: Variable
Interest Rate: 5.63%, Comparison Rate 5.65%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 7.26%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 5.92%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.64%, Comparison Rate 7.68%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Balance
Lending Rate Type: Variable
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 7.30%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.89%, Comparison Rate 7.14%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.79%, Comparison Rate 6.04%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Lending Rate Type: Fixed
Interest Rate: 5.14%, Comparison Rate 5.51%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 7.09%, Comparison Rate 5.79%
Repayment Type: Interest Only
Loan Purpose: Investment
Balance
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Variable
Interest Rate: 7.79%, Comparison Rate 7.81%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 5.77%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 5.80%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.87%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
LVR
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Fixed
Interest Rate: 5.49%, Comparison Rate 5.79%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 5.92%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Balance
Lending Rate Type: Variable
Interest Rate: 7.99%, Comparison Rate 7.90%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR
Minimum: 90.01 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 7.13%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Product Features
OtherAdditional Information: Split home loans
OtherAdditional Information: Interest Only and P&I repayment options
Digital BankingAdditional Information: A digital experience through a mobile app
OtherAdditional Information: Unlimited additional payments for variable loans and upto $10k additional repayments for Fixed home loans
RedrawAdditional Information: Redraw of repaid principal above minimum required is available on variable rate loans
OtherAdditional Information: Up to 95% LVR (including LMI) for P&I loans
OtherAdditional Information: Weekly, Fortnightly frequencies for all P&I loans. Monthly repayment frequency only for IO loans.
OtherAdditional Information: Up to 90% LVR (excluding LMI) for IO loans
OtherAdditional Information: Ability to Rate Lock
OtherAdditional Information: Fixed and Variable interest rates
Product Eligibility
Residency Status - Resident Or Citizen. Additional Information: Be an Australian citizen or permanent resident or resident for tax purposes with an Australian residential address.
Natural PersonAdditional Information: Be applying in personal name(s) with acceptable credit history – not as a company or a trust.
Min Age - 18. Additional Information: Be aged 18 years or older.
OtherAdditional Information: Looking to purchase a home or have an existing home loan with a residential property in Australia.
OtherAdditional Information: Cross-Collateralisation is not supported. We can only accept single security applications.
OtherAdditional Information: Earn a regular PAYG income (for example self-employed applicants are excluded and cannot earn a foreign income for tax purposes).
Bank Fees and Charges
Vouchers And Other Records For Searching - Privacy Act (Event), Amount: 66.0000. Additional Information: each hour (GST inclusive) Privacy Act - access request
Top Up Fee (Event), Amount: 150.0000. Additional Information: Payable when you apply to top up your loan (6 months or more after settlement) and we agree to increase
Security Release Fee (Event), Amount: 350.0000. Additional Information: Payable when we agree (at your request) to discharge a security.
Mortgagee Sale Fee (Event), Amount: 400.0000. Additional Information: Charged for each property we hold as security for a loan facility where the lender commences mortgagee sale procedures (whether or not a sale is completed).
Vouchers And Other Records For Searching - General Search (Event), Amount: 60.0000. Additional Information: each hour (minimum $30) General search of records
Legal Review Fees - Standard (Event), Amount: 350.0000. Additional Information: Payable for each document that the Lender is required to review, amend or prepare and which is categorised by the Lender as a standard document. A standard document may include but is not limited to: - review of a consent document, power of attorney or a caveat; or - amendment or preparation of a consent document, deed of covenant, confidentiality agreement,cross guarantee and indemnity, deed of subordination, fixed charge or a deed of priority.
Late Payment Fee (Event), Amount: 30.0000. Additional Information: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.
Substitution Of Security Fee (Event), Amount: 300.0000. Additional Information: Payable if we agree to substitute one security for another security
Settlement Fee (Upfront), Amount: 150.0000. Additional Information: Payable for completing settlement of your loans
Paper Statement Fee (Event), Amount: 4.0000. Additional Information: $4 every 6 months & for copies / interim statements
Application Fee (Upfront), Amount: 0.0000. Additional Information: Payable for processing application of your loans. Charged at settlement
Rate Lock Fee (Event), Amount: 750.0000. Additional Information: Payable if you request to lock in a specific fixed rate prior to the end of your current fixed rate period.
Valuation Fee (for New Applications) (Upfront), Amount: 300.0000. Additional Information: At cost for valuations costs in excess of $300
Valuation Fee (for Post-settlement Variations) (Event), Amount: 300.0000. Additional Information: At cost for valuations costs in excess of $300
Variation Fee (Event), Amount: 300.0000. Additional Information: Charged for any variations made to the loan that need documentation
