Product Library

L5 Commercial Loan

A Business Loan To Meet All Of Your Commercial Needs.

Category: Business Loans Last Updated December 8, 2025 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information Reference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval

Interest Rate
11.50% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking Additional Information: 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone

Extra Repayments

Loyalty Program Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

Other Additional Information: No Monthly Account Keeping Fees

Other Additional Information: No Loan Service Fees

Other Additional Information: No Penalties For Early Payouts

Redraw

Unlimited Txns Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

Product Eligibility

Business Additional Information: Self Employed Members and Business Owners Are Eligible

Min Age - 18.

Other Additional Information: Subject To Eligibility For Credit Via Loan Application Assessment

Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Residents Of Australia Are Eligible

Bank Fees and Charges

Loan Redraw Processing Fee (Transaction), Amount: 35.00.

Ppsr Registration Fee (Upfront), Amount: 17.50.

Discharge Of Mortgage Fee (Event), Amount: 500.52.

Ppsr Alteration Fee (Event), Amount: 17.50.

Enforcement Collection Cost (Event), Amount: 0.00.

Valaution Fee (Upfront), Amount: 0.00.

Solicitors Fee (Upfront), Amount: 0.00.

Registration Fee (Upfront), Amount: 0.00.

Agents Fee (Upfront), Amount: 0.00.

Credit Report Fee (Upfront), Amount: 20.00.

Loan Establishment Fee - Self Employed Or Debt Consolidation (Upfront), Amount: 705.00.

Bhccu Enforcement Expense (Event), Amount: 0.00.

Ppsr Discharge Fee (Event), Amount: 0.00.

Ppsr Search Fee (Upfront), Amount: 7.50.

Loan Contract Variation Fee (Event), Amount: 375.00.

Guarantee Security Fee (Event), Amount: 325.00.

Discharge Administration Fee (Event), Amount: 250.00.

Credit Bureau Default Listing (Event), Amount: 75.00.

Security Handling Fee (Event), Amount: 200.00.

Progress Drawdown Fee (Event), Amount: 150.00.

Ipex Fee (Upfront), Amount: 35.00.

Settlement Fee (Event), Amount: 150.00.

Debt Agreement Fee (Event), Amount: 150.00.

Enforcement Expense (Event), Amount: 0.00.

Limitations & Restrictions (Constraints)

Min Limit of 2000.00

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