Product Library

L5 Commercial Loan

A Business Loan To Meet All Of Your Commercial Needs.

Category: Business Loans Last Updated December 8, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information Reference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval

Interest Rate
11.50% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking Additional Information: 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone

Extra Repayments

Loyalty Program Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

Other Additional Information: No Monthly Account Keeping Fees

Other Additional Information: No Loan Service Fees

Other Additional Information: No Penalties For Early Payouts

Redraw

Unlimited Txns Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

Product Eligibility

Business Additional Information: Self Employed Members and Business Owners Are Eligible

Min Age - 18.

Other Additional Information: Subject To Eligibility For Credit Via Loan Application Assessment

Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Residents Of Australia Are Eligible

Bank Fees and Charges

Loan Redraw Processing Fee (Transaction), Amount: 35.00.

Ppsr Registration Fee (Upfront), Amount: 17.50.

Discharge Of Mortgage Fee (Event), Amount: 500.52.

Ppsr Alteration Fee (Event), Amount: 17.50.

Enforcement Collection Cost (Event), Amount: 0.00.

Valaution Fee (Upfront), Amount: 0.00.

Solicitors Fee (Upfront), Amount: 0.00.

Registration Fee (Upfront), Amount: 0.00.

Agents Fee (Upfront), Amount: 0.00.

Credit Report Fee (Upfront), Amount: 20.00.

Loan Establishment Fee - Self Employed Or Debt Consolidation (Upfront), Amount: 705.00.

Bhccu Enforcement Expense (Event), Amount: 0.00.

Ppsr Discharge Fee (Event), Amount: 0.00.

Ppsr Search Fee (Upfront), Amount: 7.50.

Loan Contract Variation Fee (Event), Amount: 375.00.

Guarantee Security Fee (Event), Amount: 325.00.

Discharge Administration Fee (Event), Amount: 250.00.

Credit Bureau Default Listing (Event), Amount: 75.00.

Security Handling Fee (Event), Amount: 200.00.

Progress Drawdown Fee (Event), Amount: 150.00.

Ipex Fee (Upfront), Amount: 35.00.

Settlement Fee (Event), Amount: 150.00.

Debt Agreement Fee (Event), Amount: 150.00.

Enforcement Expense (Event), Amount: 0.00.

Limitations & Restrictions (Constraints)

Min Limit of 2000.00

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