Commercial Loan

General Lending Rates

Product Features

• Overdraft

• Redraw

Product Eligibility

• Business

• Natural Person

• Min Age - 18.

Bank Fees and Charges

• Account Keeping Fee (Periodic), Amount: 12.00.

• Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more

• Additional Redraw Fee (Event), Amount: 20.00. Additional Information: Payable in respect of each redraw in a month after the first free redraw

• Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request

• Corporate Cheque (Event), Amount: 10.00.

• Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared

• Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement

• Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

• Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property

• Inward Dishonour Fee (Event), Amount: 20.00. Additional Information: If a cheque received by the Credit Provider is dishonoured this fee will be debited to your account. After that debit is made, this fee is payable as part of the balance

• Commercial Loan Application (Upfront), Amount: Not Listed.. Additional Information: Minimum Fee of $500

 Limitations & Restrictions (Constraints)

• Min Limit of 5000.00