Product Library

Commercial Loan - Secured

Our Commercial Loan is ideal if you want to secure financing to grow the business operations, start new business ventures, maintain existing operating cashflow while expanding your business or funding for major projects.

Category: Business Loans Last Updated April 29, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information New or Demo Cars

Interest Rate
6.74% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Digital Banking

Extra Repayments Additional Information: No penalties for extra repayments on variable rate loans. Fixed loans have the ability to make additional repayments not exceeding $10,000 per year in addition to your contracted repayments

Other Additional Information: Payments can be arranged weekly, fortnightly or monthly.

Other Additional Information: Fixed or Variable interest rates are available providing flexibility to tailor the loan to your business needs.

Redraw

Product Eligibility

Business

Min Age - 18.

Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia.

Bank Fees and Charges

Company Search Fee (Variable), Amount: Not Listed.. Additional Information: Price on Application

Loan Maintenance Fee (Periodic), Amount: 5.00.

Other Credit Fees (Variable), Amount: Not Listed.. Additional Information: Please refer to our Fees and Charges brochure for information on other fees and charges which may apply.

Establishment Fee (Variable), Amount: Not Listed.. Additional Information: Price on application

Facility Review Fee (Variable), Amount: Not Listed.. Additional Information: Facility Review Fee is charged at time of annual review. Cost is dependent on complexity of the facility.

Document Fee (Variable), Amount: Not Listed.. Additional Information: Price on application

Establishment Fee - Business New Car Loan (Upfront), Amount: 120.00. Additional Information: Establishment Fee - Business New Car Loan.

Arrears Letter - Second Arrears Letter (Event), Amount: 40.00.

Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

Rate Lock Fee (Upfront), Amount: 500.00. Additional Information: Charged when opting to lock in an approved fixed rate, for a term of up to 90 days

Limitations & Restrictions (Constraints)

Min Limit of 10000.00 Additional Information: Borrow as little as $10,000 for business purposes.

Document Downloads

brochure-account-access-facility.pdf (322.9 KB)

brochure-fees-charges.pdf (567.5 KB)

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