RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  MORTGAGE BUSINESS LOAN

MORTGAGE BUSINESS LOAN
Category: Business Loans  Last Updated August 21, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE Interest Only product. Additional Information
Interest Rate
7.69% PA
Comparison Rate
7.79%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Notifications Additional Information: Email, SMS
  • Digital Banking
  • Redraw

Product Eligibility

  • Business

Bank Fees and Charges

  • Businessloanadmin (Upfront), Amount: 600.00.
  • Mortgagedischarge (Variable), Amount: 175.00. Additional Information: Calculated at time of Discharge, up to a maximum of $600
  • Contractvariation (Event), Amount: 150.00.
  • Loanadmin (Event), Amount: 250.00.
  • Constructionloan (Upfront), Amount: 600.00. Additional Information: Construction loan fee which includes up to five progress payments to suppliers, additional construction loan progress payment fees $50 per payment
  • Bridgingloan (Upfront), Amount: 250.00. Additional Information: Administration fee to cover the cost of setting-up a bridging loan when buying and selling a property
  • Loanconsent (Event), Amount: 400.00.
  • Securityguarantee (Variable), Amount: 250.00.
  • Securitysubstitution (Variable), Amount: 250.00.
  • Titleproduction (Variable), Amount: 150.00.
  • Legalfees (Variable), Amount: Not Listed.. Additional Information: First Option covers the first $1000 of Valuation and Legal Fees, other external costs are on-charged at-cost.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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