RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  MORTGAGE BUSINESS LOAN

MORTGAGE BUSINESS LOAN
Category: Business Loans  Last Updated March 27, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Interest Only product. Additional Information
Interest Rate
8.19% PA
Comparison Rate
7.79%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Notifications Additional Information: Email, SMS
  • Digital Banking
  • Redraw

Product Eligibility

  • Business

Bank Fees and Charges

  • Businessloanadmin (Upfront), Amount: 600.00.
  • Mortgagedischarge (Variable), Amount: 175.00. Additional Information: Calculated at time of Discharge, up to a maximum of $600
  • Contractvariation (Event), Amount: 150.00.
  • Loanadmin (Event), Amount: 250.00.
  • Constructionloan (Upfront), Amount: 600.00. Additional Information: Construction loan fee which includes up to five progress payments to suppliers, additional construction loan progress payment fees $50 per payment
  • Bridgingloan (Upfront), Amount: 250.00. Additional Information: Administration fee to cover the cost of setting-up a bridging loan when buying and selling a property
  • Loanconsent (Event), Amount: 400.00.
  • Securityguarantee (Variable), Amount: 250.00.
  • Securitysubstitution (Variable), Amount: 250.00.
  • Titleproduction (Variable), Amount: 150.00.
  • Legalfees (Variable), Amount: Not Listed.. Additional Information: First Option covers the first $1000 of Valuation and Legal Fees, other external costs are on-charged at-cost.

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