Category: Business Loans Last UpdatedApril 9, 2026EffectiveApril 29, 2026
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate 10.29% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Eligibility
OtherAdditional Information: Terms, conditions, lending eligibility and approved criteria apply.
Bank Fees and Charges
Gmcu Title Search Fee (Event), Amount: 25.30.
Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation
Loan Default Fee (Event), Amount: 10.00.
Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
Loan Default Fee- Final Notice (Event), Amount: 25.00.
Mortgage Preparation Fee (Variable), Amount: Not Listed.. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee payable by member at cost
Loan Redraw Fee (Transaction), Amount: 50.00.
Business/commercial Loan Establishment Fee (Upfront), Amount: 500.00. Additional Information: Establishment Fee starts from $500.00 and increases based on loan amount and complexity