RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Business/Farm/Commercial - Residential Mortgage Loan

Business/Farm/Commercial - Residential Mortgage Loan
Category: Business Loans  Last Updated April 9, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
10.29% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Eligibility

  • Other Additional Information: Terms, conditions, lending eligibility and approved criteria apply.

Bank Fees and Charges

  • Gmcu Title Search Fee (Event), Amount: 25.30.
  • Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
  • Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation
  • Loan Default Fee (Event), Amount: 10.00.
  • Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
  • Loan Default Fee- Final Notice (Event), Amount: 25.00.
  • Mortgage Preparation Fee (Variable), Amount: Not Listed.. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
  • Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee payable by member at cost
  • Loan Redraw Fee (Transaction), Amount: 50.00.
  • Business/commercial Loan Establishment Fee (Upfront), Amount: 500.00. Additional Information: Establishment Fee starts from $500.00 and increases based on loan amount and complexity

 Limitations & Restrictions (Constraints)

  • Max Lvr of 80.00

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