RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%

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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 4.79% (5.47%^*)

Resisec Business Loan

Use the equity in your residential property to secure a business loan to expand your business

Category: Business Loans Last Updated November 17, 2023 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information

Interest Rate
6.49% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

7.14% (0.00%*), UP TO 80%, % - 0.8% IO

Lending Rate Type: Variable
Interest Rate: 7.14%, Comparison Rate 0.00%
Repayment Type: Interest Only
Loan Purpose:

6.59% (0.00%*), UP TO 70% , 0.6% - 0.7% P&I

Lending Rate Type: Variable
Interest Rate: 6.59%, Comparison Rate 0.00%
Repayment Type: Principal And Interest
Loan Purpose:

6.49% (0.00%*), UP TO 60%, $0.50 - $0.60 P&I

Lending Rate Type: Variable
Interest Rate: 6.49%, Comparison Rate 0.00%
Repayment Type: Principal And Interest
Loan Purpose:

Product Features

Digital Banking

Redraw Additional Information: Redraw facility is available

Product Eligibility

Business

Bank Fees and Charges

Application Fee (Upfront), Amount: 500.00. Additional Information: 0.25% of loan amount, min. $500.00

Monthly Account Keeping Fee (Periodic), Amount: 20.00.

Redraw Fee (Transaction), Amount: 100.00.

Late Repayment Fee (Payment), Amount: 50.00.

Discharge Of Mortgage Fee (Event), Amount: 300.00. Additional Information: Plus legal costs

Search Of Caveats, Covenants And Encumbrances (Upfront), Amount: 20.00. Additional Information: Per item

Limitations & Restrictions (Constraints)

Min Limit of 50000.00

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