RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Platinum Credit Card

Platinum Credit Card Account
Category: Credit and Charge Cards  Last Updated April 29, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Interest Free Additional Information: Up to 55 days interest free
  • Balance Transfers
  • Card Access
  • Other Additional Information: Other service related charges apply based on your circumstances
  • Digital Banking
  • Npp Payid
  • Digital Wallet
  • Digital Wallet
  • Complementary Product Discounts

Product Eligibility

  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..
  • Min Age - 18.
  • Other Additional Information: Available to members only.

Bank Fees and Charges

  • Visa Platinum Credit Card Annual Fee (Periodic), Amount: 99.00.
  • Currency Conversion Fee (Transaction), Amount: Not Listed..
  • Credit Card Bankfirst Atm Withdrawal (Withdrawal), Amount: 2.50.
  • Express Posting Of Card Or Pin In Australia (Event), Amount: 15.00.
  • Credit Card Atm Withdrawal Fees (Withdrawal), Amount: 2.50.
  • Issue Card Or Pin Internationally By Registered Mail (Event), Amount: 15.00. Additional Information: $15 dollars per item
  • Inactive Membership Fee (Periodic), Amount: 30.00.
  • Visa Debit Card Overseas Atm Withdrawals (Withdrawal), Amount: 2.50. Additional Information: The ATM operator may charge a fee at the time of the transaction

 Limitations & Restrictions (Constraints)

  • Min Limit of 6000.00

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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