Low Rate Visa Credit Card

General Lending Rates

Product Variations

Product Features

• Card Access

• Additional Cards Additional Information: 1

• Interest Free Additional Information: Up to 44 days interest free on purchases

• Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Apple Pay*TM

• Npp Payid

• Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Google Pay* TM

• Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with FitBit Pay* TM

• Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Garmin Pay* TM

• Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Samsung Pay* TM

• Balance Transfers

• Fraud Protection

• Other Additional Information: Minimum repayments : 2.5% of the statement closing balance outstanding, or $20; whichever is greater. If the closing balance is less than $20, it must be paid in full.

Product Eligibility

• Min Age - 18.

• Other Additional Information: BankVic member

Bank Fees and Charges

• Card Replacement Fee (Event), Amount: 10.00. Additional Information: There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal.

• Disputed Card Transaction Fee (Event), Amount: 25.00. Additional Information: Disputed transactions - fee not charged if found to be merchant error

• Late Payment Fee (Event), Amount: 15.00.

• International Transaction Currency Conversion Fee (Withdrawal), Amount: Not Listed.. Additional Information: International transaction currency conversion fee

• Silver Credit Card Annual Fee (Event), Amount: 0.00.

• Emergency Overseas Card Replacement Fee (Upfront), Amount: 175.00.

• Emergency Overseas Cash Fee (Upfront), Amount: 175.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 1000.00

• Max Limit of 10000.00