LOW RATE CREDIT CARD

General Lending Rates

Product Variations

Product Features

• Additional Cards

• Balance Transfers

• Card Access Additional Information: Option of Pink, Blue or standard card

• Digital Banking

• Digital Wallet Additional Information: Payment options

• Interest Free Additional Information: Up to 55 days. When you pay your balance in full by the due date each month

Product Eligibility

• Min Age - 18.

• Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

• Low Rate Credit Card Annual Fee (Periodic), Amount: 50.00. Additional Information: For Pink and Blue Low Rate Credit Cards, half the annual fee ($25) is donated to the McGrath Foundation (pink) or the Prostate Cancer Foundation of Australia (blue) each year

• Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account

• Card Extraction Fee (Event), Amount: 45.00. Additional Information: Charegd on the day of the request

• Visa Chargebacks (Event), Amount: 25.00.

• Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

• Bank@post Cheque Deposit (Deposit), Amount: 2.00. Additional Information: Cheque deposits

• Bank@post Withdrawal, Cash Advance Or Cash Deposit (Transaction), Amount: 2.00. Additional Information: Deposit or withdraw cash via Bank@Post

• Cancel Replacement Of Visa Card (Event), Amount: 50.00. Additional Information: Charged in US Dollars

• Replacement Of Visa Card (overseas) Std (Event), Amount: 55.00.

• Replacement Of Visa Card (within Aus) (Event), Amount: 12.50.

• Domestic Cash Advance Fee (Transaction), Amount: 2.00. Additional Information: Fee charged on the day of the transaction

• Overseas Cash Advance Fee (Transaction), Amount: 5.00. Additional Information: Charged on the day of the transaction

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: Applies for all transactions (including reversals and cash advances) where you use your card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity or financial institution outside Australia.

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00