Coles Low Rate Platinum Mastercard

General Lending Rates

Product Variations

Product Features

• Additional Cards

• Insurance

• Balance Transfers

• Interest Free

• Digital Wallet

• Digital Wallet

• Digital Banking Additional Information: Online Service Centre

• Digital Banking Additional Information: Coles Credit Cards App

• Bill Payment

• Bill Payment

• Loyalty Program

• Fraud Protection Additional Information: Coles Shield

• Digital Wallet

Product Eligibility

• Min Age - 18.

• Residency Status - Must Be An Australian Resident.

• Natural Person

Bank Fees and Charges

• Annual Fee (Periodic), Amount: 58.00.

• Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.

• Domestic Cash Advance Fee (Withdrawal), Amount: 1.95. Additional Information: A Domestic Cash Advance Fee will apply of A$1.95 per transaction amount under A$65.00, and 3.00% of the transaction amount for any transaction equal to or over A$65.00, debited to your Account on the Transaction Date.

• International Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: An International Cash Advance Fee will apply of A$5.00 per transaction for Cash Advance outside of Australia, debited to your Account on the Transaction Date, in addition to the International Transaction Fee per transaction.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: An International Transaction Fee will apply of 3.00%, debited to your Account on the Transaction Date, of which a service and assessment fee of 1.10% is payable by us to Mastercard, for any Retail Purchase or Cash Advance transaction in Foreign currency once converted to Australian dollars; and/or Australian dollars (or any other currency).

• Over-the-counter Transaction Fee (Transaction), Amount: 2.25. Additional Information: You will be charged A$2.25 for each payment made to your Account at Australia Post outlets by cash or EFTPOS.

• Paper Statement Fee (Event), Amount: 2.00. Additional Information: You will be charged a Paper Statement Fee of A$2.00 each month we issue you with a paper statement, debited to your Account in the following Statement Period. This fee may be waived in limited circumstances.",

 Limitations & Restrictions (Constraints)

• Max Limit of 60000.00

• Min Limit of 1000.00