Visa Credit

General Lending Rates

Product Variations

Product Features

• Additional Cards

• Card Access

• Digital Banking Additional Information: 24/7 mobile and internet banking access

• Digital Wallet Additional Information: Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.

• Digital Wallet Additional Information: Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.

• Digital Wallet Additional Information: Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.

• Other Additional Information: A low competitive interest rate on both purchases and cash advances

• Unlimited Txns

• Balance Transfers Additional Information: Balance transfers can be made to the account

• Interest Free Additional Information: Up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date

Product Eligibility

• Min Age - 18.

• Natural Person

Bank Fees and Charges

• Overseas Purchase Fee (Transaction), Amount: Not Listed..

• Disputed Transaction Fee (Event), Amount: 35.00.

• Direct Entry Recall Of Funds (Event), Amount: 40.00. Additional Information: Applies to Direct Debit, Direct Credit and OSKO payments

• De Mistaken Payment Return Req (Event), Amount: 50.00.

• Honour Charge (Event), Amount: 5.00.

• Dishonour Insuff. Funds (Event), Amount: 7.00.

• Rtgs Payment Received Fee (Event), Amount: 7.20.

• Other Service Fees (Variable), Amount: Not Listed.. Additional Information: Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges

• Arrears Letter - Second Arrears Letter (Event), Amount: 40.00.

• Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

• Overlimit Fee (Event), Amount: 30.00.

• Visa Annual Fee (Periodic), Amount: 39.00. Additional Information: Annual Fee charged on commencement and annually on anniversary of the commencement date

 Limitations & Restrictions (Constraints)

• Max Limit of 60000.00

• Min Limit of 500.00

Document Downloads

  brochure-account-access-facility.pdf (322.9 KB)
  brochure-fees-charges.pdf (567.5 KB)