Mutual Visa Credit Card

General Lending Rates

Product Variations

Product Features

• Additional Cards Additional Information: Up to 1 additional cardholder upon approval

• Balance Transfers

• Bill Payment Additional Information: BPAY Bills from your credit card and make Credit Card payments via BPAY using our Biller Code

• Card Access

• Digital Banking

• Interest Free Additional Information: For purchases

• Notifications

• Npp Enabled

• Npp Payid

• Digital Wallet

• Extra Repayments

• Fraud Protection

Product Eligibility

• Residency Status - Australian Citizen Or A Permanent Resident Of Australia Or Otherwise Approved.

• Min Age - 18.

• Natural Person

Bank Fees and Charges

• Document Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour (subject to minimum $10.00 per copy). Payable if you request copies of documents such as withdrawal forms or statements, or you ask us to verify a transaction performed on your Account e.g. evidence of a Visa Debit Card purchase.

• Late Payment Fee (Event), Amount: 10.00. Additional Information: Payable when you do not make a required payment by the due date in any month.

• Annual Fee (Periodic), Amount: 49.00. Additional Information: Payable annually in arrears on the anniversary of approval of your application. Waived if Package Home Loan held.

• Replacement Card Fee (australia) (Event), Amount: 10.00. Additional Information: Payable if you request a replacement card within Australia, payable when the request is processed.

• Replacement Card Fee (international) (Event), Amount: 100.00. Additional Information: Payable if you request a replacement card when overseas via Visa Global Cardholder Assistance Service (GCAS), payable when the request is processed.

• Dishonour Fee Credit Card (Event), Amount: 9.00. Additional Information: Payable if a direct entry (inward/outward) is dishonoured. Payable when a cheque is presented to the account and financial institution (on whom the cheque is drawn) dishonours the cheque. Payable if your account is overdrawn without prior agreement.

• Foreign Currency Conversion Fee Credit Card (Transaction), Amount: Not Listed.. Additional Information: Payable when a foreign currency transaction is made on the account.

• Default Fee Payable (Event), Amount: 50.00. Additional Information: Payable when we send you a notice of default under the contract.

• Atm Owner Fee (Variable), Amount: Not Listed.. Additional Information: This fee amount is disclosed at the time of the ATM transaction and charged by the ATM owner for an ATM transaction including an ATM enquiry.

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00

• Max Limit of 20000.00