LOW RATE VISA CREDIT CARD

General Lending Rates

Product Variations

Product Features

• Additional Cards

• Balance Transfers

• Interest Free

• Digital Banking

• Complementary Product Discounts Additional Information: Access concert and theatre ticket pre-sales, special movie screenings, members offers and much more

• Npp Enabled

• Npp Payid

Product Eligibility

• Natural Person Additional Information: Available for personal use

• Min Age - 18.

Bank Fees and Charges

• Annual Fee (Periodic), Amount: 50.00. Additional Information: Debited to your account on the day your credit card facility is activated and annually on anniversary

• Atm Direct Charge Fee (Variable), Amount: Not Listed.. Additional Information: Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.

• Cash Advance (Transaction), Amount: 3.50. Additional Information: This fee is charged for making a cash advance, cash transfer or cash equivalent debit from your account

• Foreign Atm Withdrawal Fee (Withdrawal), Amount: 5.00. Additional Information: Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account

• Currency Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM

• Emergency Card/emergency Cash Disbursement Fee (Variable), Amount: Not Listed.. Additional Information: Unascertainable - as quoted by Visa Global Customer Assistance Service.

• Late Payment Fee (Event), Amount: 20.00. Additional Information: Payable where there is an amount overdue for payment past its due date

• Dishonour Fee - Direct Debit And External Payment (Event), Amount: 15.00. Additional Information: Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account

• Rtgs Outward Payment Fee (Transaction), Amount: 20.00. Additional Information: Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00

• Max Limit of 50000.00