Value Plus Credit Card

General Lending Rates

Product Variations

Product Features

• Interest Free

• Bill Payment

• Balance Transfers Additional Information: Transfer store or other credit card balances to your Value plus Credit Card

• Unlimited Txns Additional Information: Subject to credit limit

• Additional Cards Additional Information: Up to 3 additional cardholders. No additional cardholder fee.

• Digital Wallet Additional Information: Available for Visa cards only.

• Digital Banking Additional Information: Internet Banking and Mobile Banking

• Digital Wallet Additional Information: Available for Visa cards only.

Product Eligibility

• Residency Status - Available To Permanent Australian Residents .

• Min Income - 20000.00.

• Min Age - 18. Additional Information: Minimum additional cardholder age is 16 years.

• Employment Status - Fulltime, Part Time, Casual, Contract, Self Employed .

• Natural Person

Bank Fees and Charges

• Annual Fee (Periodic), Amount: 49.00. Additional Information: Payable in advance on your first transaction and then on each anniversary date thereafter.

• Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: Applies to cash advances performed using the card via ATM, at a branch or other financial institution, or by internet banking. Minimum of $2.50.

• Replacement Statement Fee (Event), Amount: 10.00. Additional Information: Payable on reissue of a statement

• Late Payment Fee (Event), Amount: 5.00. Additional Information: Payable for each statement period that the minimum payment amount is not processed to your credit card account

• Direct Debit Dishonour Fee (Event), Amount: 9.00. Additional Information: A direct debit may be dishonoured for various reasons, including insufficient funds being available in the credit card account at the agreed time the debit is to occur, the request being incorrectly completed or because the credit card account has been closed.

• Credit Card Replacement Fee Within Australia (Event), Amount: 20.00. Additional Information: Applies for each replacement card you or an additional cardholder requests within Australia

• Payment Dishonour Fee (Event), Amount: 9.00. Additional Information: A payment may be dishonoured for various reasons, including insufficient funds being available in the credit card account at the agreed time the debit is to occur, the request being incorrectly completed or because the credit card account has been closed

• Foreign Currency Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Applies when a card is used to perform a transaction overseas or where a merchant processes the payment overseas.

• Credit Card Replacement Fee Overseas (Event), Amount: 100.00. Additional Information: Applies for each replacement card you or an additional cardholder requests overseas

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00

• Max Limit of 20000.00

• Max Balance of 20000.00