RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Qantas Money Everyday Credit Card

The Product is a low annual fee rewards credit card that provides Individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.
Category: Credit and Charge Cards  Last Updated March 4, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Additional Cards
  • Unlimited Txns
  • Balance Transfers
  • Interest Free
  • Digital Banking Additional Information: Qantas Money Credit Cards Online
  • Digital Banking Additional Information: Qantas Money Credit Cards App
  • Insurance
  • Loyalty Program
  • Other Additional Information: Qantas Money Credit Card Concierge
  • Digital Wallet
  • Fraud Protection Additional Information: Fraud Protection of MasterCard Zero Liability
  • Instalment Plan Additional Information: Statement Instalment Plan Transaction Instalment Plan

Product Eligibility

  • Min Age - 18.
  • Min Income - 35000.00.
  • Residency Status - Must Be A Permanent Australian Resident.
  • Natural Person
  • Other Additional Information: Must have Australian mobile
  • Other Additional Information: Must have Australian residential address
  • Other - . Additional Information: You must be a Qantas Frequent Flyer member.

Bank Fees and Charges

  • Annual Fee (Periodic), Amount: 99.00.
  • Additional Cardholder Fee (Periodic), Amount: 25.00.
  • Late Payment Fee (Event), Amount: 30.00. Additional Information: Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.
  • Domestic Cash Advance Fee (Withdrawal), Amount: 3.00. Additional Information: $3.00 per transaction amount or 3% of the transaction amount whichever is higher
  • International Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: For a Cash Advance outside Australia, debited to your Account on the date the Cash Advance takes place. This fee is in addition to any International Transaction Fee.
  • International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: 3% of the transaction amount when you make any purchase or cash advance
  • Over The Counter Fee (Payment), Amount: 2.50. Additional Information: $2.50 when you make a payment at an Australia Post outlet
  • Paper Statement Fee (Event), Amount: 2.00. Additional Information: $2 for each paper statement we send you

 Limitations & Restrictions (Constraints)

  • Max Limit of 30000.00
  • Min Limit of 4000.00

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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