Product Library

Low Rate Credit Card

Benefit from a low interest rate on purchases.

Category: Credit and Charge Cards Last Updated April 29, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a product. Additional Information

Interest Rate
NA PA

Comparison Rate
NAPA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Additional Cards

Card Access

Unlimited Txns Additional Information: Unlimited Visa purchases.

Balance Transfers Additional Information: Consolidate your Credit Card Balances with a Summerland Credit Card.

Digital Banking Additional Information: Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.

Digital Wallet

Digital Wallet

Interest Free Additional Information: Up to 55 interest free days on purchases.

Interest Free Transfers

Notifications

Npp Enabled

Npp Payid Additional Information: Set up a pay ID to receive lightning fast payments.

Other Additional Information: Save on paper, receive and view your statements online with eStatements.

Bank Fees and Charges

Low Rate Annual Fee (Periodic), Amount: 49.00.

Cash Advance Fee (Transaction), Amount: 3.50.

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