Product Library

Visa Credit Card

Category: Credit and Charge Cards Last Updated September 15, 2025 Effective April 29, 2026

General Lending Rates

Rates listed below are for a product. Additional Information

Interest Rate
NA PA

Comparison Rate
NAPA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Card Access

Balance Transfers

Notifications

Digital Banking

Digital Wallet

Npp Payid Additional Information: Simply use your mobile, email or ABN to receive payments

Other Additional Information: Minimum monthly repayment - 3% of the account balance last day of statement or $20, whichever is greater

Unlimited Txns Additional Information: There is no limit to the number of Visa transaction you make

Other Additional Information: Up to 55 days interest free period

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australian Citizen Or Permanent Resident.

Business

Bank Fees and Charges

Overlimit Fee (Event), Amount: 30.00. Additional Information: Visa Credit Card is over approved credit limit

Visa Credit Card Annual Fee (Periodic), Amount: 30.00. Additional Information: Visa Credit Card annual fee

Visa Card Fee (Event), Amount: 15.00.

Limitations & Restrictions (Constraints)

Min Limit of 500.00

Max Limit of 20000.00

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