Virgin Money Anytime Rewards Credit Card

General Lending Rates

Product Variations

Product Features

• Digital Wallet

• Digital Wallet

• Digital Wallet

• Instalment Plan Additional Information: Reward yourself with a lower rate. Apply for an instalment plan that lets you pay off your card balance with certainty and allows you the potential to save on monthly interest that you may otherwise pay. Plus you can still enjoy interest free days on your other purchases made outside the Fixed Payment Option.

• Loyalty Program Additional Information: Earn 1 Virgin Money Point for every $1 you spend on the card, with no limit to the points you can rack up.

• Interest Free Additional Information: Up to 55 days interest free for your purchases (Interest Free Days are not available if you have a Balance Transfer)

• Other Additional Information: Imagine having first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

• Other Additional Information: For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient.

• Additional Cards Additional Information: $0 Annual additional cardholder fee

• Complementary Product Discounts Additional Information: Take advantage of round-the-clock access to the Visa Platinum Concierge Service. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

Product Eligibility

• Min Age - 18. Additional Information: You must be at least 18 years of age to apply for a credit card

• Residency Status - Australian Citizen Or Permanent Resident. Additional Information: Australian Citizen or permanent resident

• Min Income - 35000.0000000000. Additional Information: Minimum income required

Bank Fees and Charges

• International Cash Advance (Withdrawal), Amount: 5.0000. Additional Information: International cash withdrawals on your credit card

• Annual Fee (Periodic), Amount: 149.0000. Additional Information: Annual fee charged on the card.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant

• Over-the-counter Fee (bank@post) (Event), Amount: 2.5000.

• Domestic Cash Advance Above $100 (Withdrawal), Amount: Not Listed.. Additional Information: Domestic cash withdrawals from your credit card.

• Paper Statement Fee (Event), Amount: 2.0000. Additional Information: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances

• Additional Card Holder Fee (Periodic), Amount: 0.0000. Additional Information: Fee charged for an additional card holder.

• Domestic Cash Advance Below $100 (Withdrawal), Amount: 2.7000. Additional Information: Domestic cash withdrawals from your credit card.

• Late Payment Fee (Event), Amount: 30.0000. Additional Information: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.

• Overlimit Fee (Event), Amount: 40.0000. Additional Information: Fee per statement period when your credit limit is exceeded

• Dishonour Fee (Event), Amount: 15.0000. Additional Information: Fee for each time a cheque or Direct Debit payment is dishonoured.

 Limitations & Restrictions (Constraints)

• Min Limit of 6000.0000000000 Additional Information: Minimum credit limit