Virgin Australia Velocity High Flyer Credit Card

General Lending Rates

Product Variations

Product Features

• Digital Wallet

• Digital Wallet

• Digital Wallet

• Instalment Plan Additional Information: Reward yourself with a lower rate. Apply for an instalment plan that lets you pay off your card balance with certainty and allows you the potential to save on monthly interest that you may otherwise pay. Plus you can still enjoy interest free days on your other purchases made outside the Fixed Payment Option.

• Other Additional Information: Up to 100 Bonus Status Credits each year you purchase. Fly on an eligible Virgin Australia flight and you'll get rewarded with up to 100 Status Credits each year.

• Other Additional Information: Earn 2 extra Velocity Points for every $1 spent directly with Virgin Australia using your High Flyer Credit Card.

• Additional Cards Additional Information: $89 additional cardholder fee applies. Charged annually.

• Insurance Additional Information: Cardholders are entitled to International Travel Insurance which may cover you and your family when travelling overseas, for overseas medical expenses, loss or theft of personal items, unexpected trip cancellation and more when you purchase your overseas travel tickets on your Virgin Australia Velocity High Flyer Card.

• Insurance Additional Information: Eligible cardholders can access Domestic travel insurance which may cover you and your family when travelling interstate, for medical expenses, loss or theft of personal items, unexpected trip cancellations and more when you book with your Virgin Australia High Flyer Card

• Insurance Additional Information: Cardholders receive 90 days complimentary insurance against loss, theft or accidental damage on covered products purchased anywhere in the world using your Virgin Australia Velocity Flyer or High Flyer Card up to specified amounts

• Insurance Additional Information: Eligible cardholders may be eligible for coverage of rental vehicle damage or theft for you and your family when travelling within Australia

• Interest Free Additional Information: Up to 44 days on retail purchases. No interest free days apply to purchases while you have a balance transfer.

• Complementary Product Discounts Additional Information: Relax, with two complimentary Single Entry Virgin Australia domestic Lounge passes, on us, each year.

• Loyalty Program Additional Information: Turn your everyday credit card spend into flights, accommodation and more.

• Other Additional Information: Gain access to unique Visa privileges such as a range of great reduced holiday offers on hotels and resorts around the globe & up to 30% discount on green fees at some of the most prestigious golf clubs around the world. With Visa Platinum Benefits you'll also get exclusive access to pre-sale tickets to some of the most sought-after events in Australia.

• Complementary Product Discounts Additional Information: Enjoy an exclusive $129 Virgin Australia Gift Voucher each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher.You also get to relax, with two complimentary Single Entry Virgin Australia domestic Lounge passes, on us, each year.

• Insurance Additional Information: Cardholders receive 90 days complimentary insurance against loss, theft or accidental damage on covered products purchased anywhere in the world using your Virgin Australia Velocity High Flyer Card up to specified amounts as outlined in the Complimentary Insurance Terms and Conditions.

• Insurance Additional Information: Cardholders may be entitled to extended warranty insurance of up to 12 months which may cover you at the end of the Australian warranty period that applies to covered products you purchase on your Virgin Australia Velocity High Flyer card as outlined in the Complimentary Insurance Terms and Conditions.

• Other Additional Information: Take advantage of round-the-clock access to the Visa Platinum Concierge Service. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

• Other Additional Information: For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient.

• Insurance Additional Information: This cover provides certain benefits in the event of accidental death and cover for cardholders who sustain an injury whilst on a trip, while riding as a passenger in or boarding or alighting transport while overseas, where the entire trip has been purchased on your Virgin Australia Velocity Flyer or High Flyer Card, as outlined in the Complimentary Insurance Terms and Conditions.

Product Eligibility

• Min Income - 75000.0000000000. Additional Information: Minimum income required

• Residency Status - Australian Citizen Or Permanent Resident. Additional Information: Australian Citizen or permanent resident

• Min Age - 18. Additional Information: You must be at least 18 years of age to apply for a credit card

Bank Fees and Charges

• International Cash Advance (Withdrawal), Amount: 5.0000. Additional Information: International cash withdrawals on your credit card

• Annual Fee (Periodic), Amount: 329.0000. Additional Information: Annual fee charged on the card

• Additional Card Holder Fee (Periodic), Amount: 89.0000. Additional Information: Fee charged for an additional card holder.

• Late Payment Fee (Event), Amount: 30.0000. Additional Information: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.

• Domestic Cash Advance Above $100 (Withdrawal), Amount: Not Listed.. Additional Information: Domestic cash withdrawals from your credit card.

• Dishonour Fee (Event), Amount: 15.0000. Additional Information: Fee for each time a cheque or Direct Debit payment is dishonoured.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant

• Paper Statement Fee (Event), Amount: 2.0000. Additional Information: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances.

• Over-the-counter Fee (bank@post) (Event), Amount: 2.5000.

• Domestic Cash Advance Below $100 (Withdrawal), Amount: 2.7000. Additional Information: Domestic cash withdrawals from your credit card.

• Overlimit Fee (Event), Amount: 40.0000. Additional Information: Fee per statement period when your credit limit is exceeded.

 Limitations & Restrictions (Constraints)

• Min Limit of 15000.0000000000 Additional Information: Minimum credit limit