Australian Government 5% Deposit Scheme - Single Parents mirrors the Bendigo Complete Home Loan offering a 100% offset account on both variable and fixed rates - allowing you to save interest.
* Check Eligibility Criteria for Scheme Loans
Category: Home Loans Last UpdatedDecember 18, 2025EffectiveDecember 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate 5.38% PA
Comparison Rate 5.69%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
OffsetAdditional Information:Up to six 100% Offset Accounts per loan
RedrawAdditional Information:Online redraw available
OtherAdditional Information:Weekly, fortnightly or monthly repayments
Extra RepaymentsAdditional Information:Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed
Product Eligibility
Min Age - 18.
OtherAdditional Information: Credit and Lending Criteria, Fees and Charges Apply
OtherAdditional Information: Check Eligibility Criteria for Scheme loans.
Establishment Fee (Upfront), Amount: 784.000000. Additional Information: Incorporates all standard upfront fees into this amount (That is, Application Fee $150, Standard Documentation Fee $250, Settlement Fee $100, Title Search Fee $50, Standard Valuation Fee $234)