RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
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Premier Package Home Loan Owner Occupied Construction Variable LVR<80%[/h1]
Premier Package Home Loan Owner Occupied Construction Variable LVR<80%
Category: Home Loans  Last Updated April 28, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information
Interest Rate
6.19% PA
Comparison Rate
6.34%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Npp Payid
  • Digital Banking
  • Redraw Additional Information: Minimum of $500 per redraw
  • Other Additional Information: Split Loan: You can split your home loan into a variable and fixed option.
  • Extra Repayments Additional Information: Ability to make additional repayments on a variable rate loan with no cost
  • Offset Additional Information: Not available during fixed interest rate period. When you link a transaction account to an offset facility, you earn no interest under the transaction account even if the balance of the transaction account exceeds the loan balance.

Product Eligibility

  • Other Additional Information: Available to members only.
  • Min Age - 18.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

Bank Fees and Charges

  • Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.
  • Premier Package Home Loan Fee (Periodic), Amount: 390.00. Additional Information: $390 per annum
  • Settlement Fee (Upfront), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan

 Limitations & Restrictions (Constraints)

  • Max Lvr of 0.98
  • Min Lvr of 0.00

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