RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
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Basic Investment Loan Variable LVR<60%[/h1]
Basic Investment Loan Variable LVR<60%
Category: Home Loans  Last Updated April 28, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
5.94% PA
Comparison Rate
5.97%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw Additional Information: Minimum of $500 per redraw
  • Npp Payid
  • Digital Banking
  • Extra Repayments Additional Information: Ability to make additional repayments on a variable rate loan with no cost

Product Eligibility

  • Other Additional Information: Available to members only.
  • Min Age - 18.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..

Bank Fees and Charges

  • Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.
  • Settlement Fee (Upfront), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan

 Limitations & Restrictions (Constraints)

  • Min Lvr of 0.00
  • Max Lvr of 0.91

Document Downloads

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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