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Complete Home Loan Owner Occupied Construction Variable LVR<80%[/h1]

Complete Home Loan Owner Occupied Construction Variable LVR<80%

Category: Home Loans Last Updated June 10, 2026 Effective June 22, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information

Interest Rate
6.44% PA

Comparison Rate
6.35%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Offset Additional Information: Not available during fixed interest rate period. When you link a transaction account to an offset facility, you earn no interest under the transaction account even if the balance of the transaction account exceeds the loan balance.

Npp Payid

Digital Banking

Redraw Additional Information: Minimum of $500 per redraw

Extra Repayments Additional Information: Ability to make additional repayments on a variable rate loan with no cost

Product Eligibility

Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..

Min Age - 18.

Other Additional Information: Available to members only.

Bank Fees and Charges

Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.

Settlement Fee (Upfront), Amount: 595.00. Additional Information: Costs associated with processing the documentation and settlement of the loan

Limitations & Restrictions (Constraints)

Max Lvr of 0.98

Min Lvr of 0.00

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