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Basic Home Loan Variable LVR<60%[/h1]

Basic Home Loan Variable LVR<60%

Category: Home Loans Last Updated April 28, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
5.74% PA

Comparison Rate
5.77%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw Additional Information: Minimum of $500 per redraw

Npp Payid

Digital Banking

Extra Repayments Additional Information: Ability to make additional repayments on a variable rate loan with no cost

Product Eligibility

Other Additional Information: Available to members only.

Min Age - 18.

Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..

Bank Fees and Charges

Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.

Settlement Fee (Upfront), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan

Limitations & Restrictions (Constraints)

Min Lvr of 0.00

Max Lvr of 0.98

Document Downloads

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