RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Choice Investment Home Loan

Our Choice Investment Home Loan Is The Only Choice To Purchase, Refinance Or Renovate An Investment Property.
Category: Home Loans  Last Updated March 21, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
6.59% PA
Comparison Rate
6.64%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking Additional Information: 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone
  • Extra Repayments
  • Loyalty Program Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
  • Other Additional Information: No Monthly Account Keeping Fees
  • Other Additional Information: No Loan Service Fees
  • Other Additional Information: No Penalties For Early Payouts
  • Redraw
  • Unlimited Txns Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Subject To Eligibility For Credit Via Loan Application Assessment
  • Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Residents Of Australia Are Eligible

Bank Fees and Charges

  • Loan Redraw Processing Fee (Transaction), Amount: 35.00.
  • Discharge Of Mortgage Fee (Upfront), Amount: 648.92.
  • Veda Credit Report Fee (Upfront), Amount: 19.95.
  • Loan Establishment Fee (Event), Amount: 655.00.
  • Loan Establishment Fee (Event), Amount: 705.00.
  • Loan Establishment Fee # (Upfront), Amount: 855.00.
  • Loan Contract Variation Fee (Event), Amount: 225.00.
  • Guarantee Security Fee (Event), Amount: 225.00.
  • Discharge Of Mortgage Fee (Upfront), Amount: 125.00.
  • Credit Bureau Default Listing (Event), Amount: 50.00.
  • Security Handling Fee (Event), Amount: 200.00.
  • Ipex Fee - Loan Funding # (Upfront), Amount: 35.00.
  • Settlement Fee (Event), Amount: 150.00.
  • Debt Agreement Fee (Event), Amount: 150.00.

 Limitations & Restrictions (Constraints)

  • Max Lvr of 0.80
  • Min Limit of 250000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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