Product Library

Fixed Rate Home Loan (With Principal and Interest Repayment)

Category: Home Loans Last Updated April 10, 2026 Effective July 1, 2021

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 Year Fixed Rate

Interest Rate
6.09% PA

Comparison Rate
8.10%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Extra Repayments Additional Information: Early repayment up to $10000 per settlement anniversary

Redraw

Digital Banking

Product Eligibility

Natural Person Additional Information: Individuals

Bank Fees and Charges

Annual Fee (Periodic), Amount: 190.00.

Limitations & Restrictions (Constraints)

Min Limit of 150000 Additional Information: Minimum Loan Amount AUD 150,000

Max Lvr of 0.9 Additional Information: Max 90% with LMI

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