RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%

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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 5.70% (6.06%^*)

Basic Home Loan

The Basic Home Loan offers a low competitive interest rate, an optional One Account to support your everyday banking needs and a redraw facility to manage surplus funds.

Category: Home Loans Last Updated March 19, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
7.77% PA

Comparison Rate
7.95%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

8.55% (8.73%*), LVR, % - 0.9% INV IO

Lending Rate Type: Variable
Interest Rate: 8.55%, Comparison Rate 8.73%
Repayment Type: Interest Only
Loan Purpose: Investment

7.84% (8.02%*), LVR, % - 0.9% INV P&I

Lending Rate Type: Variable
Interest Rate: 7.84%, Comparison Rate 8.02%
Repayment Type: Principal And Interest
Loan Purpose: Investment

8.53% (8.71%*), LVR, % - 0.9% OO IO

Lending Rate Type: Variable
Interest Rate: 8.53%, Comparison Rate 8.71%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Product Features

Other Additional Information: You can also benefit from an optional transactional account. Our One Account helps to manage your everyday banking, which features a favourable interest rate on credit balances in your account

Other Additional Information: Choose between a variable or a fixed rate home loan

Redraw Additional Information: Access to a redraw facility to help manage surplus funds (fees may apply)

Other Additional Information: 24/7 service with our Client Service Centre

Other Additional Information: Borrow up to 90% LVR with no LMI

Product Eligibility

Residency Status - Resident Or Citizen.

Other Additional Information: Product is offered to medical, dental ,veterinary & accounting professionals only

Min Age - 18.

Bank Fees and Charges

Monthly Fee (Periodic), Amount: 10.0000. Additional Information: Waived when a transactional account is opened and used as the primary account debited for repayment.

Limitations & Restrictions (Constraints)

Min Lvr of 0.0000000000 Additional Information: Minimum LVR

Max Lvr of 0.9000000000 Additional Information: Maximum LVR

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