GO BASIC 3 YEAR FIXED HOME LOAN - INVESTMENT LVR 80% (Interest Only)

General Lending Rates

Product Features

• Digital Banking

• Redraw Additional Information: Redraw fees apply

• Extra Repayments Additional Information: No penalty for extra repayments, an Early Repayment Fee may apply if the loan is paid out and closed during the fixed rate term

• Other Additional Information: Split Loan

Product Eligibility

• Min Age - 18. Additional Information: 18 years

• Natural Person

• Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

• Home Loan Application Fee (Upfront), Amount: 600.00. Additional Information: First application includes the cost of the first standard valuation and legal fees of one security only (and includes 2 splits)

• Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)

• Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.

• Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account

• Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account

• Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc

• Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products

• Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost

• Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

• Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost

• Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost

• Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost

• Early Repayment Fee (erf) (Exit), Amount: 0.00. Additional Information: Refer to loan contract

• Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00. Additional Information: Charged at discharge

 Limitations & Restrictions (Constraints)

• Min Limit of 50000.00 Additional Information: Minimum loan amount only applies at time of application

• Max Lvr of 0.80 Additional Information: Maximum 80% LVR